160 County Route 403

Westerlo, NY
$ 1,100,000 Beds 4 Baths 2.5 Sq 3,020 Virtual Tour
Monthly Estimate* How much can I afford?

A rare opportunity to own a truly custom, never-lived-in modern ranch, thoughtfully designed and masterfully built as a forever home. Completed in 2025, this sprawling residence blends timeless materials with high-performance systems, offering coveted single-level living on just over five acres in Westerlo's picturesque countryside, surrounded by open land and Catskill Mountain scenery. Despite being newly constructed, the home carries a sense of warmth and permanence, feeling exceptionally quiet and filled with natural light. This modern farmhouse-inspired executive ranch balances open flow with intuitive, comfortable living. Features include geothermal HVAC, commercial-grade mechanical systems, smart home functionality, wide-plank white oak flooring with natural pine trim and finishes, a gourmet kitchen, a custom stone fireplace, a walk-in butler's pantry, and a beautifully appointed formal laundry room with cabinetry. The primary suite is thoughtfully connected to an oversized walk-in closet with island. Four bedrooms (including a flexible office or guest space) and 2.5 baths complete the main level. The full basement offers approximately 9-foot ceilings with dual access from the garage and rear patio, presenting exceptional potential for future finished living space. Additional highlights include a three-car attached garage with 13-foot ceilings, new well and septic, and nearly every major component of the home carrying a one-time transferable warranty, providing outstanding peace of mind. Located approximately 30 minutes from downtown Albany and the New York State Thruway, under 40 minutes to Hunter Mountain, and about an hour to Saratoga Springs, this home offers both privacy and accessibility. From its quiet strength and natural light to its thoughtful design and enduring materials, this home delivers a rare sense of comfort, permanence, and ease.

Active

  • Price
  • $ 1,100,000
  • City
  • Westerlo
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • ALBANY
  • Half Bathrooms
  • 1
  • Area
  • Westerlo
  • Lot Size
  • 5.37 Acres
  • Zip
  • 12193
  • Sqr Footage
  • 3,020
  • Year Built
  • 2023
  • Taxes
  • $ 7330
  • Style
  • Custom,Ranch
  • MLS#
  • 202622228
Listed By: Amanda Penrose 518-760-1050 with Coldwell Banker Prime Properties. - 518-427-9000
Data Source: Global MLS (GCAR)

Features

General

Sewer Septic Tank
Heating Fireplace Insert,Geothermal,Heat Pump
Cooling Geothermal
Utilities Underground Utilities
Roof Other,Metal
Appliances Other,Dishwasher,Electric Oven,Electric Water Heater,Microwave,Range,Range Hood,Refrigerator
Zoning Rural
Garage Spaces 3.0
Patio/Porch Features Rear Porch,Covered,Front Porch,Patio
Architectural Style Custom,Ranch
Security Features Smoke Detector(s),Security System,Security System Owned,Carbon Monoxide Detector(s)
Construction Materials Fiber Cement
Year Built 2023
Electric 200+ Amp Service
View Trees/Woods,Forest
Property Subtype Single Family Residence
County Albany
New Construction No
Property Type Residential
HOA No
Attached Garage Yes
Energy Efficient HVAC,Insulation,Water Heater
Garage Y/N No
Green Indoor Air Quality Moisture Control,Ventilation
Total Rooms 11
Full Baths 2
Status Active
Directions Please note that GPS will likely pick up this address as 160 County ROAD 403,not 160 County ROUTE 403. It will still take you to the correct property. From Albany: take Route 32 South towards Greenvi
City Westerlo
High School District Greenville
Lot Size Units Acres
Lot Size Square Feet 233917.2
Carport Y/N No
Land Lease Y/N No
Tax Annual Amount 7330.0
Home Warranty Y/N No
Lease Renewal Y/N No
Additional Parcels Y/N No
Lease Considered Y/N No
Rent Control Y/N No
Virtual Tour https://app.doaudiotours.com/unbranded?id=26739&lang=en-US
Standard Status Active
MobileHomeRemainsYN No
PostalCity Westerlo

Interior Features

Interior Amenities Paddle Fan,Vaulted Ceiling(s),Walk-In Closet(s),Cathedral Ceiling(s),Ceramic Tile Bath,Eat-in Kitchen,Kitchen Island,Built-in Features
Basement Exterior Entry,Full,Interior Entry,Unfinished
Flooring Other,Wood,Ceramic Tile,Laminate
Total Fireplaces 1
Fireplace Features Insert
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Wood Frames,ENERGY STAR Qualified Windows
Fireplace Y/N Yes
Above Grade Finished Area 3020.0
Half Baths 1
Laundry Features Electric Dryer Hookup,Laundry Room,Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 0.0
Below Grade Finished Area Source CRS
Above Grade Finished Area Source See Remarks
Total Baths 3
Kitchen Island True

Exterior Features

Exterior Amenities None
Parking Features Stone,Attached,Driveway,Garage Door Opener
Lot Features Wooded,Cleared
Total Parking 20.0
Lot Size Area 5.37
Foundation Details Concrete Perimeter
Spa No
Lot Size Acres 5.37
Waterfront Y/N No
Door Features ENERGY STAR Qualified Doors,Sliding Doors
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the ATHENS, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/21/2026 Listed $1,100,000

Property vs Zip Code Average in 12193

Price
AVG $520K
$1.1M
Taxes
AVG $4,002
$7,330
Year Built
AVG 1982
2023
Visits
AVG 13
19
Data Provided by Inside Real Estate®

Areas That We Cover

160 County Route 403 Westerlo, NY is a Single Family Home for sale at $1100000 with 3020 sqft and a lot size of 5.37 Acres Acre(s). 160 County Route 403 Westerlo has 4 bedrooms, 2 baths and was built in 2023. The property's zip code is 12193 which is in Westerlo, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Rachel Davi

Rachel Davi

518-245-3046

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